zucchini chocolate chip loaf on wooden board in rustic kitchen.

Zucchini Chocolate Chip Loaf: A Perfectly Sliceable Tea-Time Treat with Bakery-Style Texture

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Ever pulled a zucchini bread out of the oven only to find it gummy in the middle or collapsing after cooling? You’re not alone—this is one of the most common frustrations in baking quick breads. The good news? With the right method, your zucchini chocolate chip loaf will bake up tall, sliceable, and tender, with that bakery-style crumb you’ve always wanted.


Why This Recipe Works

  • Moist yet sliceable: Shredded zucchini keeps the loaf tender without making it soggy.
  • Balanced sweetness: Chocolate chips add richness without overpowering.
  • Reliable structure: A careful balance of flour, eggs, and leavening prevents collapse.
  • Easy prep: No stand mixer required—just two bowls and a whisk.

Ingredients (US & Metric)

IngredientUS Cups/UnitsGrams/OuncesNotes
All-purpose flour2 cups250 g (8.8 oz)Spoon & level
Baking powder1 tsp4 gProvides lift
Baking soda½ tsp3 gBalances acidity
Salt½ tsp3 gEnhances flavor
Ground cinnamon1 tsp3 gOptional, for warmth
Large eggs2Room temperature
Granulated sugar½ cup100 g (3.5 oz)Adds sweetness
Brown sugar½ cup110 g (3.9 oz)Adds moisture
Neutral oil (canola, sunflower)½ cup120 ml (4 oz)Can sub melted butter
Vanilla extract2 tsp10 mlFlavor depth
Shredded zucchini1 ½ cups180 g (6.3 oz)Packed, not drained completely
Semi-sweet chocolate chips1 cup170 g (6 oz)Mini or regular

Step-by-Step Method

Checklist for Success

  • Preheat oven to 350°F (175°C). Lightly grease a 9×5-inch loaf pan and line it with parchment paper to keep your zucchini chocolate chip loaf from sticking.
  • In a large bowl, whisk together the flour, baking powder, baking soda, salt, and cinnamon for the chocolate chip zucchini bread recipe.
  • In Bowl 2: whisk eggs, both sugars, oil, and vanilla until smooth.
  • Fold shredded zucchini into wet mixture.
  • Gently fold dry into wet with a spatula until just combined (no overmixing).
  • Stir in chocolate chips.
  • Pour batter into pan, smoothing the top.
  • Bake 55–65 minutes, until golden and fully cooked.
  • Let the zucchini bread cool in the pan for about 10 minutes before lifting it onto a wire rack to finish cooling.

Estimated Times:

  • Prep: 15 minutes
  • Bake: 55–65 minutes
  • Cooling: 1 hour

Troubleshooting & Fixes for Zucchini Chocolate Chip Loaf

  • Loaf sinks in the middle → Batter was overmixed or underbaked. Bake until center hits 200–205°F (93–96°C).
  • Too wet/gummy → Zucchini held excess water. Lightly blot shreds before mixing.
  • Dry texture → Overbaking or using too much flour. Always spoon & level.
  • Bitter taste → Zucchini skin can sometimes be bitter. Use medium zucchini, not oversized ones.

Science Bite: Why This Method Works

  • Zucchini = natural hydration: Its high water content gently steams the crumb as it bakes.
  • Brown sugar = moisture lock: Hygroscopic (water-attracting) molecules keep slices tender.
  • Oil > butter: Oil coats flour proteins better, yielding a softer crumb.
  • Dual leavening: Baking powder for lift, baking soda to neutralize zucchini’s natural acidity.

Ingredient Swaps & Dietary Notes

  • Egg-free: Replace 2 eggs with 2 “flax eggs” (2 tbsp ground flax + 6 tbsp water).
  • Dairy-free: Use dairy-free chocolate chips and plant-based yogurt instead of butter if swapping.
  • Want it a little lighter? You can reduce the sugar by about 25% and still enjoy a moist, soft zucchini chocolate chip loaf.
  • For a wholesome twist, swap half the all-purpose flour with whole wheat flour to give your chocolate chip zucchini bread a subtle, nutty flavor.

Visual Cues for Doneness

  • See: Deep golden brown, slight cracks on top.
  • Smell: Warm, toasty chocolate-cinnamon aroma.
  • Feel: Loaf springs back when lightly pressed.
  • Internal temp: 200–205°F (93–96°C).

Storage & Serving

  • Room temp: Wrap tightly; lasts 3–4 days.
  • Fridge: Up to 1 week, though slightly drier.
  • Freezer: Slice, wrap individually, and freeze up to 2 months. Toast or microwave to rewarm.

FAQs About Zucchini Bread Recipes

1. Can I make this zucchini chocolate chip loaf ahead of time?
Yes, this loaf actually tastes even better the next day as the flavors meld.

2. Do I need to peel the zucchini for a chocolate chip zucchini bread recipe?
No peeling required—just wash, trim ends, and shred. The skin softens completely.

3. Can I double this zucchini bread recipe?
Yes, simply bake in two loaf pans. Increase bake time slightly if using larger pans.

4. Why is my chocolate chip zucchini bread dry?
Most often from excess flour or overbaking. Spoon and level your flour, and use a thermometer.

5. Can you freeze this zucchini bread recipe with chocolate chips?
Absolutely. Slice, wrap well, and freeze for grab-and-go snacks.


Final Slice

With this zucchini chocolate chip loaf, you’ll never have to worry about soggy middles or collapsed tops again. It’s the kind of quick bread that feels special enough for tea time yet simple enough for everyday snacking.

👉 Follow me on Pinterest for more reliable bakes that always work in your kitchen!

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